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ACap Asset Management
Protecting Your Financial Health
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Recent Blog Posts

Kid's Banks

Teaching a 4-Year-Old Good Money Habits: Spend, Save, Share, Invest

By Ara Oghoorian |

By Matt Crisafulli. We recently celebrated my daughter’s 4th birthday and I think she is finally at the age where she can begin to understand the concept of money, and what it should (and shouldn’t) be used for. For her birthday, while her grandparents got her the toys she REALLY wanted, I went the… Read More »

Buying A Home

How an $8 Mistake Cost a Man His Dream House

By Ara Oghoorian |

By Ara Oghoorian. I am fanatical about protecting my credit score because one minor error can cost me thousands. This is exactly what happened to one of our newest clients. Liam was in escrow to buy his first dream house. He had his down payment ready to go, was prequalified through his lender and… Read More »

PMI

How to Finally Cancel Private Mortgage Insurance (PMI)

By Ara Oghoorian |

By Matt Crisafulli. This is part 3 of a 3-part series on readying yourself to purchase real estate.  You finally saved enough for your down payment. You were finally able to purchase your first property. Congratulations! You are now building equity in your own home. That is the most important thing. However, in the… Read More »

Election

What’s on the November 2018 Ballot and How Will You Vote?

By Ara Oghoorian |

By Ara Oghoorian. This is an important year for California as we head to the polls in November to vote on a number of key propositions. While there are 12 propositions, only 11 of them are actually on the ballot for vote; Proposition 9, which would have split California into three states, was removed… Read More »

Student Grad

Free Medical School at NYU

By Ara Oghoorian |

By Ara Oghoorian Recently, the New York University (NYU) School of Medicine announced that all current and future medical school students will receive full tuition scholarships, “regardless of their need or merit.” This is great news, not only for medical students, but for higher education and society as a whole, because according to the… Read More »

ACap Stock 1

Do You Qualify for the 20% Tax Deduction?

By Ara Oghoorian |

By Ara Oghoorian. There is a new 20 percent tax cut for small businesses that is part of the 2017 Tax Cuts and Jobs Act (TCJA) which was passed on December 27, 2017. It’s called the Section 199A Qualified Business Income Deduction. Since the passage of the TCJA, there have been hundreds of articles… Read More »

neighborhood homes

Readying For Real-Estate: Advice for First Time Homebuyers

By Ara Oghoorian |

By Matt Crisafulli This is part 2 of a 3-part series on readying yourself to purchase real estate.  If you are still saving money for a down payment, you may also want to read part 1 of the series on ways to help you reach your down payment savings goals. When my wife and… Read More »

Economy

Should You Be Worried About the State of the Economy?

By Ara Oghoorian |

In the past few weeks, we have received a lot of questions about the current state of the economy, fears of a “trade war,” and questioning whether or not all of these changes will cause the US to fall into a recession. From our perspective, the US Economy is still very strong. The more… Read More »

HomeSavings

Five Realistic Strategies to Help You Save for a Down Payment

By Ara Oghoorian |

Written by Matt Crisafulli, EA, CFP® This is part 1 of a 3-part series on readying yourself to purchase real estate. Despite what you may have heard about the desire for home ownership being on the decline, saving for a down-payment on a home is consistently one of the top short-term goals for our clients…. Read More »

How can I do socially responsible investing?

By Ara Oghoorian |

Socially Responsible Investing (SRI) is sometimes also referred to as Environmental, Social and Corporate (ESG) investing. Regardless of the terminology, SRI/ESG investing is gaining momentum and growing each year. There are many mutual funds and Exchange Traded Funds (ETFs) that focus on SRI/ESG investments. The drawback is that most of these funds invest in… Read More »